Capital Planning Tool

Never Be Surprised by a
$15,000 Repair Again

Capza helps property owners plan for capital expenditures. Save monthly. Stay prepared. Build wealth.

Start Planning for FreeSee How It Works
The Challenge

When Property Owners Get
Caught Off Guard

1

Surprise $20K HVAC Replacement

Your system fails in July. You scramble for a loan. Interest costs you another $2K.

2

No Idea What's Coming Next

You know the roof is "old" but can't answer: How old? What will it cost? When should I replace it?

3

No Paper Trail When It Matters

When you sell your home or file taxes, you scramble to remember when you replaced the roof. Receipts are lost. Warranty dates are gone. You leave money on the table.

Plan 10 years ahead
Never be surprised
Save monthly, automatically
Track warranties & receipts
What Capza Solves
Plan for Everything. Never Be Surprised.

Capza helps property owners plan for every major expense. Add your systems (roof, HVAC, water heater, appliances), set install years, and let Capza calculate when to replace them and how much to save each month. No spreadsheets. No guesswork. No surprises.

Start Planning for Free
How It Works

Everything You Need to
Plan with Confidence

Track Every Component

Add all your systems - roof, HVAC, water heater, appliances. Set install years and life expectancies. Capza calculates exactly when to replace each one.

Know What to Save Each Month

Capza automatically calculates monthly reserve targets based on your timeline and costs. You'll always know if you're on track or need to adjust.

Archive Everything Forever

Track every repair, warranty, and receipt. When you sell or file taxes, you'll have the complete paper trail ready to maximize your return.

What Property Owners Say

Real Property Owners, Real Peace of Mind

I've owned my home for 8 years and never tracked when things were installed. Capza helped me realize my water heater was 12 years old. I replaced it proactively instead of scrambling when it failed. Worth every penny.

Sarah M.
Homeowner, Portland OR

Managing 4 rental properties meant spreadsheets everywhere. Capza keeps everything in one place so I know exactly what's coming for each property and can budget accordingly. Game changer.

Michael C.
Rental Property Owner, San Diego CA

As a first-time homeowner, I had no idea how much home maintenance actually costs. Capza gave me a realistic 10 year plan so I'm not caught off guard. I sleep better at night.

Jessica T.
Homeowner, Denver CO

I've been in my house for 15 years and could never find warranty info when I needed it. Now everything's in Capza, warranties, receipts, repair dates. Made getting my HVAC fixed under warranty so easy.

David R.
Homeowner, Austin TX

We were living paycheck to paycheck when our roof needed replacing. Took on $18K in debt. Never again. Capza helps us save monthly so we're prepared for the next big expense.

Amanda K.
Homeowner, Phoenix AZ

With 7 rental units, I was constantly scrambling to remember what needed replacing and when. Capza gives me a clear forecast for each property. My accountant loves it too.

Robert L.
Rental Property Owner, Chicago IL
Get Started Today

Start Planning Today Completely Free

Start Planning for Free
Simple, Transparent Pricing

Choose the Plan That Fits Your Needs

Free

Perfect for getting started

1 Property
Unlimited systems & components
10-year forecast
Reserve planning
Complete repair archive
Free
Get Started
Pro

For serious property owners

Unlimited properties
Unlimited systems & components
10-year forecast
Reserve planning
Complete repair archive
Document attachments
$10/ Month or $99/year (save $21)
Start With Pro MonthlyStart With Pro Annual
Why It Matters

Property Ownership is Expensive
Planning Makes It Manageable.

The Numbers Don't Lie

$60,000

Average home maintenance costs over 10 years

$18,000

Average emergency HVAC replacement cost

67%

Of homeowners have no maintenance plan